How much cash is locked in your unpaid invoices?
90% of UK businesses face payment delays. Find out what late payments are really costing your business — free, instant, and personalised to your sector.
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How Does It Work?
Turn invoices into instant cash flow. No debt, no paperwork.
OPEN
Open your TRIVER facility online in a few minutes. No personal guarantee required.
UPLOAD
Upload a client invoice you wish to turn into cash flow. Invoices from £100 to £100,000.
RECEIVE
Get funds instantly transferred to your business bank account. Re-use whenever you want.
The Best Cash Flow Solution
Fast
– Open a facility and advance invoices in minutes
Simple
– No personal guarantee, no securities, no paperwork
Discreet
– Invisible to your clients — they never know
Flexible
– A large facility that grows with your business
Fair
– One simple fee per transaction, no hidden fees
Convenient
– Available online 24/7, whenever you wish
Frequently Asked Questions
What is invoice financing?
Invoice financing lets you turn your outstanding client invoices into immediate cash flow. Instead of waiting 30, 60, or 90+ days for your clients to pay, TRIVER advances the funds so you can put that money to work in your business right away. It's not a loan — you're simply accelerating payment on money you're already owed.
How much does it cost?
TRIVER charges a single daily discount fee — typically around 0.06% per day, which works out to approximately 1.8% on a 30-day invoice. There are no setup fees, no interest charges, and no exit fees. The facility is free while idle — you only pay when you advance an invoice.
What invoices are accepted?
Commercial invoices in Pound Sterling, issued to UK companies or public sector entities (not to consumers or sole traders), with payment terms of 10 days or more. You can advance invoices from £100 to £100,000, up to your facility limit.
Do I need a personal guarantee?
No. TRIVER requires no personal guarantee, no securities, and no paperwork beyond a simple online application. You just need to be a Director of a UK Limited company or LLP, trading for 2+ years with annual turnover over £100k.
How quickly can I get funded?
Once your facility is open (which takes minutes), you can advance invoices and receive funds the same day — often within minutes. The whole process is online and available 24/7.
What's the maximum facility?
TRIVER offers facilities up to £400,000, set at up to 20% of your annual turnover. The facility grows with your business, and you can advance as many invoices as you want within your limit.